SOLUTIONS
One platform with solutions for all lending products, all lending functions, and for all types and sizes of financial institutions.
Why Prometics
Steers you clear of the current credit cycle downturn
Protects you from market share loss caused by digital competition
Keeps you out of Matters Requiring Attention (MRA) from regulators
Avoids employee turnover, quiet quitting, and high cost of attracting talent
SOLUTIONS ACROSS YOUR PRODUCT FULL LIFE-CYCLE
Key Solutions And Use Cases
Product Solution
Product roadmap strategy for all products, channels, and product features
Marketing
Preapproved and cross-sell campaigns strategies, CPA and content optimization
Credit Risk
Advanced Credit Policies and Underwriting strategies. Alternative lending. Stress testing
Member / Customer Results
Membership, engagement, retention strategies with life cycle sensitivities
Finance
Return On Asset, investment, capital requirement, and CECL IFRS 9 loan-loss reserve optimization
Fraud Solution
Behavioral analytics and fraud detection strategies for Digital Lending expansion
Revenue
Strategies enabling market share expansion and service to underserved segments
Pricing
Risk-based pricing with key product characteristics to optimize revenue
Compliance
Regulatory compliant explainable models. On-demand model validation friendly documentation
Account Management
Account management and servicing strategies. Work queues and operations analytics
Collections
Early and late-stage collection strategies and process optimization
USING OUR AUTOMATED AI Solution
And Getting Results
Advanced Analytics
Instant processing, cleansing, and classification of your data by lending permissible purposes for regulatory compliance. Compare with industry trends and track key insights for your portfolios.
Robust Validation
Extensive use of AI/ML to validate our solutions, using key validation factors and regulatory compliant solutions. Validation documentation may be instantly shared or exported for internal or auditor's review.