One platform with solutions for all lending products, all lending functions, and for all types and sizes of financial institutions.
BENEFIts across YOUR PRODUCT FULL LIFE-CYCLE
Key Use Cases
Product roadmap strategy for all products, channels, and product features
Preapproved and cross-sell campaigns strategies, CPA and content optimization
Advanced Credit Policies and Underwriting strategies. Alternative lending. Stress testing
Member / Customer
Membership, engagement, retention strategies with life cycle sensitivities
Return On Asset, investment, capital requirement, and CECL IFRS 9 loan-loss reserve optimization
Behavioral analytics and fraud detection strategies for Digital Lending expansion
Strategies enabling market share expansion and service to underserved segments
Risk-based pricing with key product characteristics to optimize revenues
Regulatory compliant explainable models. On-demand model validation friendly documentation
Account management and servicing strategies. Work queues and operations analytics
Early and late-stage collection strategies and process optimization
using our AUTOMATED AI PRODUCTS
Three business critical Lending strategy deliveries
Instant processing and classification of your data by lending permissible purposes for regulatory compliance. Compare with industry trends, extract, and track key lending insights for your portfolios.
Advanced Automated AI/ML combined with industry expertise to select the most optimized strategies and models for your needs from thousands of possibilities. Final product is fully customizable by the users.
Extensive use of AI/ML to validate our solutions, using advanced statistical analysis and key lending validation factors. Validation documentation may be instantly shared or exported for internal or auditor's review.